He heads the Bharat Money Stores, a unique banking and financial transaction platform of BFIL for Kirana merchants that offers AADHAAR Based Banking, Money Transfer, Bill Payments & Recharge Services, Loans to the merchant and Personal loans to the customer at one single stop. His expertise lies in Rural Microfinance, Banking Strategic Quality and Microfinance Digitisation. Ritesh has over 25 years of experience and is associated with BFIL for the past eight years. Our process and digitisation initiatives have enabled us to move towards paperless transactions, thus enhancing customer convenience and customer satisfaction while delivering operational efficiencies.Ĭhief Distribution Officer & Head of Bharat Money Stores We have always been at the forefront of digitisation, product innovation and providing convenient 'user-friendly' services to our customers. With over 10+ million customers in 1.34+ lakh villages across 23 Indian States and 3178+ branch offices, we are the largest diversified company with presence and deep reach across geographies in India. These products help them build financial discipline and inculcate the habit of savings, thus helping them manage their finances better. Delivered at the customer’s doorstep, these products and services ensure that their livelihood opportunities are enhanced and they have access to products required for their financial growth. As a Business Correspondent of IBL, we offer financial solutions to our customers ranging from loans for businesses to savings solutions like Recurring Deposits and Fixed Deposits.
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